1. Purpose and scope

This Regulatory & Partner Disclosure explains the legal and operational roles of Titan Global Technologies Limited (“Titan”, “we”, “us” or “our”) and third-party providers in relation to products and services described on titangt.net, Titan interfaces, portals and applications.

It is intended to prevent misunderstanding about who supplies a service, which entity is regulated, how customer assets are handled and where a product may be available. It should be read with our Privacy Policy, Website Terms of Use, Cookie Policy and any product-specific disclosures or agreements.

2. Titan's corporate and regulatory status

Titan Global Technologies Limited is a company incorporated in Hong Kong. Company incorporation or a general commercial registration is not the same as authorisation to conduct regulated financial services.

Unless Titan identifies a specific licence, permission and regulated activity in writing, Titan does not represent that it is authorised by the Hong Kong Monetary Authority, the Securities and Futures Commission, the Hong Kong Customs and Excise Department, the Dubai Financial Services Authority or any other financial regulator to provide banking, payment, money-service, investment, exchange, brokerage or custody services.

Titan may establish or license an operating presence in the Dubai International Financial Centre or another jurisdiction. An application, incorporation process, commercial licence, innovation licence or approval in principle does not constitute financial-services authorisation. Titan will not describe itself as DFSA-authorised unless and until the relevant permission has been formally granted and can be verified on the applicable public register.

3. Titan's technology role

Titan develops and operates technology infrastructure that may include customer interfaces, digital wallets, dashboards, payment orchestration, APIs, routing, reporting, reconciliation, pricing presentation, customer support and integrations with approved providers.

Depending on the product, Titan may act as a technology supplier, programme manager, distributor, introducer, outsourcing provider or commercial interface. The precise role will be disclosed in the applicable onboarding journey or service agreement.

4. Services provided through regulated partners

Where required by law, regulated or specialist functions may be performed by one or more approved partners, including:

Different partners may be used for different products, countries, customer types, currencies or transaction corridors. No single partner should be assumed to cover every service or jurisdiction.

5. Customer funds and Digital Assets

Unless a product-specific agreement expressly states otherwise, Titan does not itself receive deposits, safeguard customer fiat funds or take custody of customer Digital Assets or private keys. Funds or assets used in a partner service may be held, processed or controlled by the relevant provider under its own safeguarding, custody and regulatory arrangements.

Customer funds held by a partner are not deposits with Titan. The existence and scope of safeguarding, deposit protection, insurance, trust, segregation or compensation arrangements depend on the provider, product and applicable law and will be governed by the partner's disclosures.

6. Partner identification and contractual terms

The relevant service provider should be identified before a customer enters into the regulated service. Identification may appear in the onboarding flow, account screen, service schedule, cardholder agreement, transaction confirmation or other product documentation.

A customer may be required to enter into separate terms directly with a partner. Those terms may govern account approval, safeguarding, execution, settlement, limits, fees, reversals, suspension, termination, complaints and liability. If partner terms conflict with general Website descriptions, the binding product and partner agreements will prevail for that service.

7. Licences, certifications and security standards

Any reference to a regulatory licence, ISO 27001, PCI DSS, SOC 2, KYC/AML capability, encryption standard, audit report or similar credential applies only to the entity and service scope specifically identified.

A licence or certification held by a partner does not mean that Titan holds the same status. Credentials may expire, be restricted, change scope or be withdrawn. Titan may conduct reasonable due diligence, but customers should review the provider's current public register entry, certification scope and applicable disclosures.

8. Availability and jurisdiction

The Website may describe Titan's intended platform capabilities globally. This does not mean that every product, provider, currency, network or feature is available in every jurisdiction or to every person.

Availability may depend on local law, regulatory permissions, sanctions, partner coverage, customer location, customer classification, business activity, risk assessment, transaction purpose and technical capability. Titan or a partner may restrict or decline access where reasonably required.

9. Onboarding, KYC and partner decisions

Access to regulated services may require identity and business verification, beneficial-ownership information, sanctions and politically exposed person screening, source-of-funds or source-of-wealth evidence, fraud checks and ongoing monitoring.

Titan may facilitate onboarding through an approved compliance-technology provider. A regulated partner may require additional information and will make its own approval, risk, limit, restriction, suspension or termination decisions. Submission of an application does not guarantee approval.

10. Pricing, liquidity and execution

Website references to pricing, liquidity, conversion, processing or settlement are general descriptions unless confirmed in a binding quotation or agreement. Actual fees, rates, network charges, spreads, limits, processing times and settlement outcomes may depend on the provider, jurisdiction, currency, Digital Asset network, market conditions and compliance review.

Titan does not guarantee uninterrupted liquidity, a particular exchange rate, transaction acceptance or settlement within a stated period unless expressly committed in a signed service agreement.

11. Digital Assets notice

Digital Assets services may involve volatility, irreversible transactions, blockchain congestion, protocol or smart-contract failure, cyber incidents, loss of access, counterparty failure, custody risk, stablecoin de-pegging and changes in law or regulatory treatment.

References to USDT, ERC20, TRC20 or another network describe potential technical support and do not constitute an offer, recommendation, guarantee of value or statement that a service is lawful or available in every jurisdiction. Customers must use the correct supported network and review the separate Digital Assets Risk Disclosure before transacting.

12. No financial or investment advice

Website and platform information is provided for general business and operational purposes. Titan does not provide investment, legal, regulatory, accounting or tax advice through general Website content. Customers should obtain independent professional advice appropriate to their circumstances.

13. Changes to partners and services

Titan may add, replace, suspend or remove a provider, corridor, currency, network or feature to reflect legal requirements, partner availability, risk, performance or product changes. Where a change materially affects an active service, notice will be provided as required by the applicable agreement and law.

14. How to verify a provider

Before using a regulated service, customers should confirm:

If this information is unclear, do not proceed and contact Titan for clarification.

15. Updates and contact

We may update this Disclosure when Titan's legal status, partners, products or regulatory requirements change. The revised version will be published with an updated effective date.

Regulatory-status and partner questions may be sent to:

Titan Global Technologies Limited Unit 1603, 16/F, The L. Plaza 367-375 Queen's Road Central Sheung Wan, Hong Kong Email: legal@titangt.net Website: https://titangt.net

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